Auto Finance Center in Rochester, MN


So you’re ready to buy a car. Great! If you’re interested in receiving dealership financing, the team at GMC of Rochester would love to begin the process with you. Learn more about the auto financing services at our Rochester, MN, dealership by reading the accompanying guide and take advantage of our convenient financial tools.

If you’d prefer to talk through your financial options with a friendly expert from our finance department, send us a quick message or give us a call at (507) 205-4472.

Finance a GMC Truck or SUV

Unless you intend to pay cash for your vehicle or you’re considering one of our attractive lease options, you’ll need to decide on a financing option that’s right for you. If you’d like to go with the convenient dealership financing route through GMC of Rochester, you’ll get a streamlined experience and can avoid long lines and multiple visits to get behind the wheel of the car of your dreams.

Why finance? Buying a car is a great way to build equity in a solid vehicle, plus you get to enjoy the freedom of car ownership — drive as many miles as you like, customize your ride, and sell or trade it whenever you like. Financing a car and making consistent, timely payments can also be a great way to build your credit score in the long run.

Women getting into GMC Sierra AT4

How To Finance A Car


Begin the financing process at GMC of Rochester by filling out our convenient and secure online application for financing. This will start you down the road toward getting pre-approved for an auto loan at our dealership. If you have a trade-in vehicle, value your trade to see how much money you can leverage toward your new vehicle.


If you haven’t found your new car yet, now is the time to get started. Browse our new inventory of GMC trucks and SUVs, or check out our high-quality used inventory.


One of our professional finance specialists will be in touch with you to discuss your financial options. And once you know how much you can borrow, the next step is to pick your favorite car and schedule a test drive at our Rochester, MN, dealership.

While you’re in touch with our finance staff, ask about what to bring with you to our dealership to streamline the purchase process. By financing at GMC of Rochester, you can consolidate your financing experience into one place — we’re a one-stop shop for all your paperwork. If you have any questions about the financing process along the way, reach out to one of our attentive dealership representatives online or by phone at (507) 205-4472.

Car Payment Calculator

Are you curious about what a monthly payment plan for a new or used GMC could look like? Punch in your numbers — the vehicle price, loan interest rate, down payment, and trade-in value — to our online car payment calculator and click to calculate your monthly payments.

Looking for the payment calculator?

Calculate Now

Affordable Auto Loans in Rochester, MN

The team at GMC of Rochester wants to help you find the right vehicle, at the right rate for your budget. Our team of financial experts will work to find you the best possible rate on a new car, utilizing our relationships with multiple lenders to your advantage. We also offer new vehicle specials and used vehicle specials to make your next purchase more affordable. Save even more on your auto loan when you apply the value of your current vehicle toward your new purchase. And when you value your trade at GMC of Rochester, you get a Kelley Blue Book® Instant Cash Offer, based on Blue Book® values, that is redeemable as cash or trade-in credit pending inspection.

Why Apply for Financing at GMC of Rochester?

As part of the Penz Automotive Group, GMC of Rochester is locally owned and committed to helping you love what you drive. While you’re at our Rochester, MN, finance center, your satisfaction is our top priority, and we’ll listen to your needs and concerns to create the right solutions for you while also being mindful of your time.

Financing at a dealership is a convenient choice because our helpful team can be your one point of contact through the entire process, plus we can handle all the paperwork, including registering or transferring a title right here. For even more convenience, you can submit your application for financing online and even buy your vehicle online from GMC of Rochester.

If you have any questions about the fiancinging process at GMC of Rochester, contact us online or by calling (507) 205-4472.

Contact Us

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Get Directions

4646 Hwy 52 N, Rochester, MN, 55901

Contact Us

Sales Hours:
  • Mon - Thu8:30 AM - 8:00 PM
  • Fri - Sat8:30 AM - 6:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed
4646 Hwy 52 N
Rochester, MN 55901
GMC of Rochester 44.07015, -92.50158.